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Mortgages: Interest Rates

Question for Treasury

UIN HL2856, tabled on 28 February 2024

To ask His Majesty's Government what steps they are taking to assess any correlation between recent increases in swap rates and rising mortgage rates.

Answered on

7 March 2024

While the pricing of mortgages is a commercial decision for lenders in which the Government does not intervene, we regularly monitor swap rates and mortgage rates. We are also regularly in contact with mortgage lenders on all aspects of their mortgage business to understand their position and current lending conditions.

Answered by

Treasury