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Banks: Insolvency

Question for Treasury

UIN HL6545, tabled on 15 March 2023

To ask His Majesty's Government what steps they are taking to mitigate the impact of international banking failures on the UK economy.

Answered on

29 March 2023

As the Bank of England have said, the UK financial sector is fundamentally strong and resilient. The Government continues to work closely with the financial authorities, including with the Financial Policy Committee of the Bank of England which is responsible for identifying, monitoring and addressing systemic risks to financial stability.

The resolution regime for banks, which was introduced following the 2008 financial crisis, allows the Bank of England to use its powers, where necessary, to minimise the impact of a bank failure on financial stability and the wider economy.

Answered by

Treasury