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Central Bank Digital Currencies

Question for Treasury

UIN HL1945, tabled on 19 July 2022

To ask Her Majesty's Government what plans they have to provide an update on the progress of evaluating the potential benefits of a UK Central Bank Digital Currency.

Answered on

1 August 2022

The UK, like many other countries globally, is actively exploring the potential role of Central Bank Digital Currencies. A range of factors motivate the exploratory work, which the Bank of England has explored in their discussion paper, including: improving access to central bank money; increasing the resilience of payments; and developing more efficient, cheaper payments.

No decision has yet been made on the issuance of a CBDC, which would be a major national infrastructure project, however; as part of the process of research and exploration, HM Treasury and the Bank of England will publish a consultation later in 2022 setting out their assessment of the case for a UK CBDC, including the merits of further work to develop an operational and technology model for a UK CBDC.

Answered by

Treasury