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Pensions: Tax Allowances

Question for Treasury

UIN 156620, tabled on 20 April 2022

To ask the Chancellor of the Exchequer, how much revenue has been raised in each of the last five years as a result of the pensions annual allowance tax charge from (a) defined contribution and (b) defined benefit scheme members.

Answered on

25 April 2022

We do not hold the information requested. Annual Allowance (AA) tax charges can be reported via Accounting for Tax (AfT) returns which are completed by the scheme administrator, and via Self-Assessment (SA). Neither AfT nor SA returns require information on the type of pension scheme that the charge relates to. In addition to this, the AA applies to an individual’s pension accrual across all pensions held, which could cover both defined benefit and defined contribution schemes.

However, HMRC publish data on the number and value of AA charges reported to us through AfT and SA, as well as the value of contributions exceeding the allowance. The AfT and SA columns are not mutually exclusive, the same case could appear in both columns. Individuals are required to report AA breaches through SA returns even if their scheme pays the charge and reports the breach through AfT returns. However, in practice individuals may be reported through AfT and not report themselves through SA, or vice versa, in error. The data for the last five available tax years is below:

Tax Year

Number of Annual Allowance charges reported by the scheme through Accounting for Tax returns

Total value of Annual Allowance charges reported by the scheme through the Accounting for Tax returns (£ million)

Number of individuals reporting pension contributions exceeding their Annual Allowance through Self Assessment

Total value of pension contributions exceeding the Annual Allowance reported through Self Assessment (£ million)

2015 to 2016

3,010

62

5,460

143

2016 to 2017

2,920

63

18,710

584

2017 to 2018

6,710

122

29,920

912

2018 to 2019

13,700

210

34,260

819

2019 to 2020

21,410

253

42,350

949

Answered by

Treasury
Named day
Named day questions only occur in the House of Commons. The MP tabling the question specifies the date on which they should receive an answer. MPs may not table more than five named day questions on a single day.