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Coronavirus Job Retention Scheme

Question for Department for Work and Pensions

UIN 99348, tabled on 7 January 2022

To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the number of people placed on the Coronavirus Job Retention Scheme whose income fell below the Lower Earnings Limit and as a result have gaps in their National Insurance contributions that will affect their state pension entitlement.

Answered on

17 January 2022

Where the furlough scheme operated, individuals may have also been entitled to claim Universal Credit. Those eligible for Universal Credit will have had a National Insurance credit applied to their record for this period, protecting their future State Pension entitlement. There may also be people whose total income across a tax year meant that they received a National Insurance qualifying year, even if there were periods where their earnings were below the Lower Earnings Limit.

There are a wide range of National Insurance credits available, ensuring people can achieve the best possible State Pension outcome when they reach State Pension age.