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Care Homes: Fees and Charges

Question for Department of Health and Social Care

UIN HL733, tabled on 7 June 2021

To ask Her Majesty's Government what is the rationale for the rule that normally only third parties can pay top-up fees for care and not the individuals using the care homes themselves where they are financially able.

Answered on

21 June 2021

Anyone who has assets above the upper capital limit of £23,250 is a self-funder and is expected to meet the full cost of their care. Top-up fees are generally used when someone has assets below £23,250 and falls within the means test.

Payment of top-up fees must be sustainable. Limiting the circumstances in which a first party top-up is allowed ensures those with lower wealth are protected from the negative consequences of no longer being able to afford the top-up, such as having to move to an alternative care home.