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Personal Injury: Fraud

Question for Ministry of Justice

UIN 146326, tabled on 21 May 2018

To ask the Secretary of State for Justice, what recent steps his Department has taken to reduce the level of fraudulent injury claims.

Answered on

29 May 2018

The Government remains concerned about the high number and cost of whiplash claims and their impact on motor insurance premiums. The Civil Liability Bill introduced on 20 March will introduce a ban on making offers to settle whiplash claims without medical evidence, which will ensure that insurers can no longer choose to settle claims without verification that they are genuine. The supplementary non-Bill measures to increase the small claims limit for personal injury claims will reduce the costs of civil litigation, encouraging greater challenge to potentially fraudulent claims.

These measures will act to deter fraud and to counter the wider compensation culture, as well as building on previous measures taken forward by the Ministry of Justice to control costs, strengthen the medical evidence process and reduce incentives to pursue unmeritorious whiplash claims.