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Floods: Insurance

Question for Department for Environment, Food and Rural Affairs

UIN HL4754, tabled on 21 December 2015

To ask Her Majesty’s Government what assessment they have made of the impact of the delay in the introduction of Flood Re on those houses recently flooded in Cumbria and elsewhere.

Answered on

4 January 2016

Until Flood Re becomes operational, the insurance industry is continuing to make insurance available to those policy holders at high flood risk, as agreed to in the Statement of Principles.


Flood Re has submitted a comprehensive application for authorisation to the financial regulators, and is engaging with them. Flood Re is continuing to build and implement the systems necessary to support the operational launch of the scheme in April 2016.