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Question for HM Treasury

UIN 5607, tabled on 6 July 2015

To ask Mr Chancellor of the Exchequer, whether he plans that his Department's consultation on the tools which the Financial Policy Committee may use in relation to buy-to-let mortgage lending will consider whether this type of lending should be regulated by the Financial Conduct Authority in the same way as residential mortgages.

Answered on

13 July 2015

The July 2015 Financial Stability Report notes that buy-to-let mortgage lending now accounts for 15% of the stock of outstanding mortgages. The Financial Policy Committee have stated that they will continue to monitor this sector closely. In 2015, HM Treasury will publish a consultation on buy-to-let mortgage lending. The consultation will seek to build an in-depth evidence base on how the UK buy-to-let housing market may carry risks to financial stability.

Answered by

Interests declared
The Member has declared that they have interests which may be relevant to the subject matter of this question.