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Question for HM Treasury

UIN 2346, tabled on 12 June 2015

To ask Mr Chancellor of the Exchequer, what information he holds on the proportion of residential mortgage lending that was on (a) an interest-only and (b) a capital repayment basis in each year since 1997.

Answered on

18 June 2015

The Treasury does not hold any information on the proportions of interest-only mortgages and capital repayment mortgages for residential properties or buy-to-let.

The FCA in conjunction with the Bank of England publish the Mortgage Lenders and Administrators Return (MLAR) statistics quarterly. In their most recent MLAR (Quarter 1 2015) interest-only mortgages accounted for 8.61 per cent of all regulated residential mortgages.

The latest report (which has data back to 2007) can be found in the following link:

There is no data separating the proportion of interest-only mortgages and capital repayment mortgages within buy-to-let.

Answered by

Interests declared
The Member has declared that they have interests which may be relevant to the subject matter of this question.