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Armed Forces: Life Insurance

Question for Ministry of Defence

UIN 211970, tabled on 27 October 2014

To ask the Secretary of State for Defence, whether regular service personnel who take out the standard Pax Policy life insurance are covered in the event of death in non-war fighting operations.

This answer is the replacement for a previous holding answer.

Answered on

5 November 2014

They are. Pax personal accident insurance covers bodily injury as a result of an accident that results in death, catastrophic injury, permanent disability, specified burns, specified fractures, flesh wounds or hospitalisation, while on, and off, duty worldwide, at any time.

Pax policies also offer an Optional Life and Critical Illness insurance extension which, if purchased, covers death from natural causes and certain specific critical illnesses at any time.